The Saintly Home Part 2

So we did it!!!!! We're committed and in contract and gave away $$$$ finally to start to process on building our DREAM STARTER HOME. Yes, dream starter home. Dream because at this point in our lives we can cross off some of the items on our wish list and style of our honestly decent home is right up our alley, but starter because we have some big goals and I totally see us upgrading when the kids either start high/school college. I started a 529 plan college savings for both kiddos as soon as they were born so hopefully with continued financial planning and hard work we can reach our goals of being debt free even with the kids education in tow, hopefully they chose a public university (thanks MOM and Dave Ramsey). Haha, besides that point....

FOR REAL! We signed a contract 01/30/2018 after weeks of deliberation and back and forth. This gives us just the right amount of waiting time until our lease is up in July. We were prequalified by the preferred lender for the price that we wanted under just J's income alone (~300k) to minimize unprecedented events should they arise so we can be financially sound. Y'all, being sick and had to take leave really taught us anything could happen and to always be on our feet financially....

Right now, all you can see if a big blue dumpster. lol but this is our lot!

We chose not not have a corner lot. There were really only 2 available lots from our builder and both were next to the main neighborhood road where there would be more traffic and thus faster cars. We didn't think it would be a safe choice for the kids. The other corner lots around the cul-de-sac of course were taken. :( But I still feel like this is a good choice. We are still not too far from the entrance in the subdivision and we are on a higher slope, meaning cooler views despite mostly houses behind us. With this lot we did have to forego a larger yard space (it's only about 7k sq) but if y'all know us, big yard spaces aren't really our forte (um serial apartment dweller for like 11 years now??) so we were okay with this.

Literally the whole signing process took like 1.5 hours because of questions and making sure both of us understood and saw every loophole. Thankfully we read this contract through and through two days prior.


Up next is our design center appointment. I can't freaking wait.

Jacq